1st Quarter Top Topics

In This Issue:

1. Taxes

2. Quarterly Meeting

3. Market Mania

Top Topics is a timely email for Acadia Clients only.  We are providing information or guidance on current issues of great importance to you.

Happy Mardi Gras!

Mardi Gras ("Fat Tuesday"), is March 1st this year, and it refers to a carnival season that starts after the Feast of the Epiphany (Three Kings Day), and ends the day before Ash Wednesday. Want to learn more about Mardi Gras history and traditions? Click HERE.

Topic:  Taxes

Forms:  Most taxpayers should receive tax documents including:

• Form W-2, Wage and tax statement
• Form 1099-R, IRA withdrawals or pension payments
• Form 1099-MISC, Miscellaneous income
• Form 1099-INT, Interest income
• Form 1099-DIV, Dividends, interest and gains from investments
• Form 1099-Q, 529 withdrawal
• Form 1098-T, Tuition / fee statement from the university
• Form 1099-NEC, Non-employee compensation
• Form 1099-G, Certain government payments; like unemployment compensation or state tax refund
• Form 1095-A, Health insurance marketplace statement
• Charities:  Most charities will send an end-of-year summary of tax deductible contributions
• NOTE:  If you have not yet received one of these forms, call the issuing party soon to determine the status.

TD Ameritrade Tax Documents:  All investment management Clients should see their forms online by mid- to late-February.  Additionally, the tax forms will download automatically to your eMoney Vault (TD Ameritrade folder).

Tax Return Review:  Once you complete your draft federal and state (if applicable) returns, place them in the eMoney Vault (Shared Documents), and schedule yourself for a 1-hour meeting.

Tax Prep Clients:  If Acadia+XY Tax Solutions is preparing your taxes, you will hear from XYTS soon with instructions for collecting your documents and forms.

Topic:  Quarterly Meeting

Once you've uploaded your federal and state tax returns, let's plan to meet for your 1st Quarter Meeting.  I'll review your tax return(s), discuss your investments, and provide an overall assessment of your finances since our last meeting. 

Please be sure to let me know beforehand if you have any notable changes to your income, career/retirement plans, or just have a special "dream" you would like me to consider.

Did we already meet recently, and you still have things to discuss?  No problem; schedule yourself and let's talk.

Topic:  Market Mania

Few things have made less sense these last few weeks than some of the market activity.  Although I addressed this mania in Acadia Lagniappe, I want to be clear for any of you who may be concerned:  

1. Stay the course.  Do not let short-term volatility distract you from your long-term goals.  

2. Focus on your risk tolerance and timeline.  Period.  

3. Still feel nervous? Call me and we'll talk about it.