Your First Bank Account: PiggyAs a child, nearly everyone shares the financial rite of passage of having a piggy bank. I have vivid memories of my first piggy bank (which looked identical to the one pictured above). This little piggy could hold a good sum of money, but it did have a bit of a […]

The Most Remote LocationThe most remote place on Earth is Point Nemo. It is a point located in the South Pacific and is considered the place of greatest inaccessibility because the closest landmass is more than 1,600 miles away. The name is a reference to Captain Nemo of Jules Verne's Twenty Thousand Leagues Under the […]

Tax = WealthThe history of US currency is fascinating in its design, production, and use. The image above is of New Jersey currency printed by Founding Father Benjamin Franklin. From 1731 to 1764, Franklin printed millions of dollars in currency for various states. I suspect he would enjoy the irony of seeing himself on our […]

Market Outlook: Recession?Very much like the scene above of Bass Light, the financial outlook for 2023 is chilly. Although economists and market forecasters are seeing a decrease in inflation, the overwhelming majority of analysts are calling for a recession by mid-2023. Specifically, many expect there to be a "light" recession that will also be comparatively […]

Merry Christmas!Mary, Joshua, Ryanna, Christiana, and I want to wish all Acadia Clients and their families a very blessed Christmas and prosperous New Year. We thank you for inviting us to be a part of your financial journey as we all work toward being better stewards of God's rich blessings.Laissez les bons temps rouler Mary's […]

Container Ship MOL GenerosityAs I pondered this month's newsletter, I searched for images that conveyed generosity. Interestingly, I stumbled upon the above photo of a container ship. Not only is it named Generosity, but I find it very appropriate that it is overflowing with goods. Giving generously is associated with an overflow of concern for […]

Bear AttackI have never been attacked by a bear, but I can only imagine it must be horrifying. However, I have been attacked multiple times by a bear market. As an investor, this can also be horrifying. So what can the wise investor do? Interestingly, the strategies used in a real bear attack can also […]

Rollercoaster of LifeIt seems that all of humankind can be placed in two groups: those that love rollercoasters and those that hate them. Some willfully seek the thrill of hurtling toward the ground and being whipped around tight corners, while others would be just fine watching from below. For rollercoaster fans, the reward is a […]

Sunrise or Sunset?Sometimes, when I look at a beautiful image like the one above, I'm not sure if I am enjoying a sunrise or a sunset. Unless we know the location or a caption tells us, we can often perceive it either way.Once we realize we are seeing a sunrise, certain thoughts may come to […]

First Sunrise, SometimesMaine's Acadia National Park is distinctive in many ways. It is the first national park established east of the Mississippi River. The park is the only one featuring miles of carriage roads. The highest point, Cadillac Mountain, is the tallest mountain on the entire Eastern Seaboard (from the Arctic to the tip of […]